Buying a house in Andalusia

Buying a house in Andalusia

For a growing number of Dutch people, Andalusia is the ideal location to invest in a second home or to permanently relocate to sunny Spain. The combination of a pleasant climate, rich culture, and favorable real estate prices makes this region particularly attractive. Below, we'll tell you what makes Andalusia so unique and the most important considerations when buying a house in Andalusia.

Why choose to buy a house in Andalusia?

Andalusia is the southernmost autonomous region of Spain and is known for its authentic charm, expansive coastline, and picturesque white villages (pueblos blancos). Places like Málaga and Marbella and Estepona attract many international buyers every year, not only because of the Mediterranean climate , but also because of the easy accessibility via international airports, the hospitable people, and the favorable quality of life.

1. Climate

• Plenty of sunshine: 300+ sunny days a year. Ideal for those looking to escape the cold.

• Mild winters: Temperatures rarely drop below 10°C (although this can occur in January, February, March) on the coast.

• Warm summers: Very warm, especially inland, but pleasant on the coast due to the sea breeze.

2. Nature & environment

• Diverse landscapes: Mountains and snow (Sierra Nevada), sea (Costa del Sol, Costa de la Luz), desert (Tabernas), agricultural plains.

• Beaches and resorts: Think Nerja, Tarifa, Cadiz — clean, varied and not overly touristy everywhere.

• Lots of outdoor activities: Hiking, cycling, surfing, horse riding and skiing (yes, in the Sierra Nevada!).

3. Culture & Heritage

• Flamenco, fiestas and ferias: Authentic Spanish culture is still very much alive here.

• Tapas tradition: In cities like Granada you get free tapas with a drink.

4. Good accessibility & infrastructure

• Good roads and public transport: Highways are well-maintained and often toll-free. High-speed trains (AVE) connect cities smoothly.

• International airports: Málaga, Seville and Granada offer many (budget) flights to NL/BE/DE.

• Digital infrastructure: Fast internet, many coworking spaces — handy for remote workers.

5. International community

• Lots of expats & digital nomads: Especially around Málaga, Marbella, Granada and Cádiz.

• Accessible Spanish learning: Many language schools and exchange options available.

• Locals are often friendly and tolerant towards foreigners.

6. Relaxed lifestyle

• More rest and less stress: The pace is much slower.

• Outdoor social life: Terraces, squares and markets play a central role.

• Healthy Mediterranean diet: Lots of vegetables, olive oil, fish and fruit.

What is the process of buying a house in Andalusia?

The process includes:

• Apply for a NIE number (mandatory for foreigners).
• Sign the reservation contract + pay a deposit (usually 10%).
• Legal review by a lawyer.
• Arrange any financing.
• Notarial transfer and registration.

Tax and practical advice when buying a house in Andalusia

As a buyer of a property in Spain, you are required to apply for an NIE number (Número de Identificación de Extranjero) – an identification number for foreigners who want to buy property.

Tip: It is wise to seek advice on tax obligations, such as declaring foreign assets to the Dutch Tax Authorities and local taxes in Spain (e.g. IBI – property tax).

Why choose a Dutch real estate agent when you want to buy a house in Andalusia?

A Dutch-speaking real estate agent with local knowledge not only offers you language and cultural advantages but also guides you through the entire purchasing process. From selecting suitable properties to the legal and tax aspects, you benefit from a reliable partner with experience, a network, and a clear understanding of your needs as a Dutch buyer.

Contact us today

Are you considering buying a house in Andalusia and looking for a reliable partner who speaks your language and understands your interests ? Feel free to contact us. CasaLasDunas is happy to help you with expert advice and an approach that truly meets your needs.

Tel. no.: +34 965 724 489 / Email: contact@casalasdunas.com

CasaLasDunas – Your Dutch real estate agent for Spanish properties.

Frequently Asked Questions (FAQ) about buying a house in Andalusia

1. Do many Dutch people choose a house in Andalusia?

Yes, Andalusia offers sun, sea, culture, and a favorable lifestyle. Regions like Málaga, Nerja, Marbella, and Estepona are popular because of their Mediterranean climate, easy accessibility, and attractive property prices.

2. Do I need a lawyer in Spain?

Yes, an independent lawyer will check title deeds, permits, and debts on the property. This is essential and highly recommended, especially for foreign buyers.

3. Can I get a mortgage in Spain as a Dutch citizen?

Yes, but the terms and conditions vary. Spanish banks often finance up to 70% of the property value for non-residents. A financial check beforehand is advisable.

4. Do I have to pay taxes in Spain if I own a property?

Yes. Think about:

• Annual real estate tax (IBI)
• Income tax for non-residents (even if no rental)
• Wealth tax above certain exemptions

A tax advisor can help you with this.

5. Is buying a second home in Andalusia a good investment?

Yes, real estate prices are relatively favorable, the rental market is active (especially on the coast), and the quality of life is high. However, thorough preparation is important.